Guarantor loans are straight forward. In fact these loans have been around for a long time.
Often banks will ask you for a personal guarantee for certain types of lending.
You need someone who will guarantee the loan if you don’t pay. Typically a parent or family member. Before you apply make sure you have a clear verbal agreement with the guarantor. Discuss how you will both feel I you cannot make the repayments. Also be realistic.
The advantage to these kinds of loans I that they are typically cheaper.
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